Accident Guide

What To Do After a Car Accident In Florida

Protect your health. Protect your rights.

Know Florida's 14 Day Rule.

Man standing between two cars in a street, looking down and holding his head near a damaged rear bumper.

01

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Call 911

Report the accident immediately. Florida law requires reporting accidents involving injury, death, or significant property damage.

Ask for the crash report number before leaving the scene.

02

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Seek Medical Care Within 14 Days


Pain and injuries often show up days later.Florida's PIP law requires you to seek qualifying medical care within 14 days of your accident.


MISS THE DEADLINE?

You may lose access to up to $10,000 in medical benefits.

03

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Document Everything


Take photos of vehicles, damage, license plates, road conditions, injuries, and traffic signals. Keep all records including medical visits, receipts, police report, and tow paperwork.

04

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Exchange Information


Collect the other driver's name, phone number, driver's license, insurance information, and vehicle details. If witnesses are present, get their contact information.

05

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Notify Your Insurance Company


Report the accident promptly, typically within 24 hours. Provide only basic facts: date, time, location, and vehicles involved. Avoid guessing or speculating.

06

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Continuing Treatment


Continuing treatment is the most important step to get you back to your health pre-accident. Consistent care helps you get back to your best health, reduce pain, and improve your recovery.